American International GroupAIG -1.69%63 Pretax Margin % is 14.92% as of Mar. 2026, which is 43% above its 10-year median of 10.44. GuruFocus rates AIG with a GF Score™ of 63/100 and a GF Value™ of $94.07 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, American International Group ranks better than 58.48% on this metric.
The historical rank and industry rank for American International Group's Pretax Margin % or its related term are showing as below:
AIG'
s Pretax Margin % Range Over the Past 10 Years
Min: -16.64 Med: 10.44 Max: 25.67
Current: 14.68
AIG's Pretax Margin % is ranked better than 58.48% of 501
companies
in the Insurance industry
Industry Median: 12.04
vs AIG: 14.68
American International Group (NYSE:AIG) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
American International Group Pretax Margin % Related Terms
American International Group Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American International Group Pretax Margin % Chart
AIG vs HIG, ACGL, PLGO: Pretax Margin % Comparison
For the Insurance - Diversified subindustry, American International Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American International Group Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, American International Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where American International Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American International Group (AIG) has a Pretax Margin % of 14.92% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on American International Group and its competitors. This is 43% above median its historical median of 10.44. According to the industry distribution chart, American International Group ranks #208 out of 501 companies in the Insurance industry, placing it in the top 41.5%.
Is American International Group's Pretax Margin % too high?
American International Group's current Pretax Margin % of 14.92% is 43% above median its 10-year median of 10.44. The Insurance industry median Pretax Margin % is 12.04. American International Group's value of 14.92% is 23.9% above this industry median. Based on the distribution chart, American International Group ranks #208 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, American International Group has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does American International Group's Pretax Margin % compare to HIG and ACGL?
According to the Insurance industry distribution chart, American International Group ranks #208 out of 501 companies for Pretax Margin %. This puts American International Group in the upper half of its industry. The industry median Pretax Margin % is 12.04. American International Group's value of 14.92% is 23.9% above this benchmark. While the company's 10-year median is 10.44 vs. the industry median of 12.04, American International Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American International Group's current Pretax Margin % of 14.92% is 23.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on American International Group and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American International Group's current Pretax Margin % is 14.92%, which is 43% above median its own 10-year median of 10.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
Based on GuruFocus' analysis, American International Group (AIG) is currently considered Modestly Undervalued. The stock's GF Value™ is $94.07, compared to a current price of $74.85 — trading 20.4% below its estimated fair value. The current Pretax Margin % is 14.92%, which is 43% above median its 10-year median of 10.44 and 23.9% above the Insurance industry median of 12.04. American International Group's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For American International Group (AIG), the current Pretax Margin % is 14.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American International Group (AIG) Overvalued in 2026?
Based on GuruFocus' analysis, American International Group stock appears to be undervalued.
The current stock price of $74.85 is trading 20.4% below its estimated GF Value™ of $94.07.
GuruFocus considers American International Group to be Modestly Undervalued.
Key valuation signals for AIG:
Pretax Margin %: 14.92% (43% above median its 10-year median of 10.44)
GF Value™: $94.07 vs. price of $74.85 (20.4% below fair value)
Industry Position: 23.9% above the Insurance median (#208 of 501)
No single metric tells the full story. See the AIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
63GF Score
Get the complete analysis for AIG
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AIG has been successfully added to your 
